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GS Paper IUPSC Prelims 2014
Indian Economic Planning & Growth
Question No. 184Interactive Test Mode
00:00
+2-0.66

Q184. What is/are the facility/facilities the beneficiaries can get from the services of Business Correspondent (Bank Saathi) in branchless areas? 1. It enables the beneficiaries to draw their subsidies and social security benefits in their villages. 2. It enables the beneficiaries in the rural areas to make deposits and withdrawals. Select the correct answer using the code given below.

What is/are the facility/facilities the beneficiaries can get from the services of Business Correspondent (Bank Saathi) in branchless areas?

  1. It enables the beneficiaries to draw their subsidies and social security benefits in their villages.
  2. It enables the beneficiaries in the rural areas to make deposits and withdrawals. Select the correct answer using the code given below.
Select the correct option below (or cross out options to eliminate)
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Official Answer Key & Detailed Solution

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Official UPSC Answer KeyUPSC Prelims 2014 • Indian Economy

Correct Answer: Option (C) — Both 1 and 2 only

Concept & Option Breakdown

Standard Reference Verified

Business Correspondents (BCs) act as banking agents providing branchless banking services in rural/remote locations:

Statement 1 is correct: BCs facilitate the disbursement of Direct Benefit Transfers (DBT), such as welfare pensions, scholarships, and MGNREGA subsidies, right at the doorstep/village level.

Statement 2 is correct: BCs use micro-ATMs and biometric devices to accept small-value savings deposits and facilitate cash withdrawals.

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Question Specifications & Syllabus Mapping

Examination & YearUPSC Civil Services Preliminary Examination 2014 (Q184)
Paper & Marking SchemeGS Paper I • 2 Marks (-0.66 Negative for incorrect response)
Syllabus Subject & TopicIndian Economy → Indian Economic Planning & Growth
Official Answer KeyOption (C) — Both 1 and 2 only

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Frequently Asked Questions — UPSC Prelims 2014 Q184

What is the official answer for UPSC Prelims 2014 GS Paper I Question 184 (Indian Economy)?

The official UPSC answer key for this 2014 Indian Economy (Indian Economic Planning & Growth) question is Option (C): "Both 1 and 2 only". Correct attempts carry 2 Marks with -0.66 Negative penalty for wrong answers.

Which UPSC Prelims syllabus topic does this 2014 question belong to?

This question belongs to GS Paper I under the subject "Indian Economy" and micro-topic "Indian Economic Planning & Growth". You can explore all repeated questions from Indian Economic Planning & Growth in Acme AI's 3D Prelims PYQ Realm or practice 50 full-length and sectional tests in the APT Prelims Test Series.

How can I solve this Indian Economic Planning & Growth UPSC Prelims question using option elimination?

To solve Indian Economic Planning & Growth questions in UPSC Prelims, identify extreme modifiers, verify core NCERT conceptual definitions, and eliminate mutually contradictory statement pairs before locking your final option.

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