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Question No. 208Interactive Test Mode
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Q208. The farmers are provided credit from a number of sources for their short and long term needs. The main sources of credit to the farmers include:

The farmers are provided credit from a number of sources for their short and long term needs. The main sources of credit to the farmers include:

Select the correct option below (or cross out options to eliminate)

Official Answer Key & Detailed Solution

Ready to check the official UPSC Answer Key?

Click any option above to test yourself under exam conditions, or reveal the explanation directly.

Official UPSC Answer KeyUPSC Prelims 1999 • Indian Economy

Correct Answer: Option (A) — the Primary Agricultural Cooperative Societies, commercial banks, RRBs and private money lenders

Concept & Option Breakdown

Standard Reference Verified
  • Direct agricultural credit is provided to farmers through grassroots institutions such as Primary Agricultural Cooperative Societies (PACS), Commercial Banks, and Regional Rural Banks (RRBs), alongside non-institutional sources like private money lenders.
  • NABARD and RBI are refinancing and apex regulatory bodies; they do not extend direct retail loans to farmers. IRDP and JRY were poverty alleviation and employment programmes, not credit-supplying financial institutions.
Elimination Heuristic & Exam Approach

Eliminate options mentioning apex regulatory/refinancing bodies like RBI and NABARD for direct farmer credit.

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Question Specifications & Syllabus Mapping

Examination & YearUPSC Civil Services Preliminary Examination 1999 (Q208)
Paper & Marking SchemeGS Paper I • 2 Marks (-0.66 Negative for incorrect response)
Syllabus Subject & TopicIndian Economy → Agriculture & Rural Economy
Official Answer KeyOption (A) — the Primary Agricultural Cooperative Societies, commercial banks, RRBs and private money lenders

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Frequently Asked Questions — UPSC Prelims 1999 Q208

What is the official answer for UPSC Prelims 1999 GS Paper I Question 208 (Indian Economy)?

The official UPSC answer key for this 1999 Indian Economy (Agriculture & Rural Economy) question is Option (A): "the Primary Agricultural Cooperative Societies, commercial banks, RRBs and private money lenders". Correct attempts carry 2 Marks with -0.66 Negative penalty for wrong answers.

Which UPSC Prelims syllabus topic does this 1999 question belong to?

This question belongs to GS Paper I under the subject "Indian Economy" and micro-topic "Agriculture & Rural Economy". You can explore all repeated questions from Agriculture & Rural Economy in Acme AI's 3D Prelims PYQ Realm or practice 50 full-length and sectional tests in the APT Prelims Test Series.

How can I solve this Agriculture & Rural Economy UPSC Prelims question using option elimination?

Eliminate options mentioning apex regulatory/refinancing bodies like RBI and NABARD for direct farmer credit.

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