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GS Paper IUPSC Prelims 2016
Current Events
Question No. 125Interactive Test Mode
00:00
+2-0.66

Q125. With reference to ‘Pradhan Mantri Fasal Bima Yojana’, consider the following statements: 1. Under this scheme, farmers will have to pay a uniform premium of two percent for any crop they cultivate in any season of the year. 2. This scheme covers post-harvest losses arising out of cyclones and unseasonal rains. Which of the statements given above is/are correct?

With reference to ‘Pradhan Mantri Fasal Bima Yojana’, consider the following statements:

  1. Under this scheme, farmers will have to pay a uniform premium of two percent for any crop they cultivate in any season of the year.
  2. This scheme covers post-harvest losses arising out of cyclones and unseasonal rains. Which of the statements given above is/are correct?
Select the correct option below (or cross out options to eliminate)
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Official Answer Key & Detailed Solution

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Official UPSC Answer KeyUPSC Prelims 2016 • International Relations and Current Affairs

Correct Answer: Option (B) — 2 only

Concept & Option Breakdown

Standard Reference Verified

Statement 1 is incorrect: The premium payable by farmers is not uniform at 2% for all crops and seasons. It is capped at 2% for Kharif crops, 1.5% for Rabi crops, and 5% for annual commercial and horticultural crops. Statement 2 is correct: PMFBY provides comprehensive risk coverage including post-harvest losses (up to a maximum period of 2 weeks from harvesting) resulting from cyclones, cyclonic rains, and unseasonal rains for crops kept in 'cut and spread' condition.

Elimination Heuristic & Exam Approach

Extreme wording alert in Statement 1: 'uniform premium of two percent for any crop... in any season'. Different seasons (Kharif vs Rabi) and crop types (food grains vs commercial) have different risk profiles and premium rates.

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Question Specifications & Syllabus Mapping

Examination & YearUPSC Civil Services Preliminary Examination 2016 (Q125)
Paper & Marking SchemeGS Paper I • 2 Marks (-0.66 Negative for incorrect response)
Syllabus Subject & TopicInternational Relations and Current Affairs → Current Events
Official Answer KeyOption (B) — 2 only

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Frequently Asked Questions — UPSC Prelims 2016 Q125

What is the official answer for UPSC Prelims 2016 GS Paper I Question 125 (International Relations and Current Affairs)?

The official UPSC answer key for this 2016 International Relations and Current Affairs (Current Events) question is Option (B): "2 only". Correct attempts carry 2 Marks with -0.66 Negative penalty for wrong answers.

Which UPSC Prelims syllabus topic does this 2016 question belong to?

This question belongs to GS Paper I under the subject "International Relations and Current Affairs" and micro-topic "Current Events". You can explore all repeated questions from Current Events in Acme AI's 3D Prelims PYQ Realm or practice 50 full-length and sectional tests in the APT Prelims Test Series.

How can I solve this Current Events UPSC Prelims question using option elimination?

Extreme wording alert in Statement 1: 'uniform premium of two percent for any crop... in any season'. Different seasons (Kharif vs Rabi) and crop types (food grains vs commercial) have different risk profiles and premium rates.

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