Official Answer Key & Detailed Solution
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Correct Answer: Option (D) — 1, 2, 3 and 4
Concept & Option Breakdown
Standard Reference VerifiedUnder the Banking Regulation Act, 1949, the RBI has comprehensive supervisory and regulatory authority over commercial banks across all these dimensions:
- Liquidity of assets (via CRR, SLR, LAF).
- Branch expansion (under Branch Authorization Policy).
- Mergers and amalgamations of banking companies.
- Winding-up, liquidation, or compulsory restructuring of insolvent/non-compliant banks.
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