Acme Ai
A
अ
Question No. 190Interactive Test Mode
00:00
+2-0.66

Q190. The Reserve Bank of India regulates the commercial banks in matters of: 1. liquidity of assets 2. branch expansion 3. merger of banks 4. winding-up of banks Select the correct answer using the codes given below:

The Reserve Bank of India regulates the commercial banks in matters of:

  1. liquidity of assets
  2. branch expansion
  3. merger of banks
  4. winding-up of banks Select the correct answer using the codes given below:
Select the correct option below (or cross out options to eliminate)

Official Answer Key & Detailed Solution

Ready to check the official UPSC Answer Key?

Click any option above to test yourself under exam conditions, or reveal the explanation directly.

Official UPSC Answer KeyUPSC Prelims 2013 • Indian Economy

Correct Answer: Option (D) — 1, 2, 3 and 4

Concept & Option Breakdown

Standard Reference Verified

Under the Banking Regulation Act, 1949, the RBI has comprehensive supervisory and regulatory authority over commercial banks across all these dimensions:

  1. Liquidity of assets (via CRR, SLR, LAF).
  2. Branch expansion (under Branch Authorization Policy).
  3. Mergers and amalgamations of banking companies.
  4. Winding-up, liquidation, or compulsory restructuring of insolvent/non-compliant banks.
Reviewed by Avinash Sir & Acme AI Research Team

Practice Full-Length & Sectional Prelims Mocks on this Interface

50 simulated tests in the APT Prelims Test Series (₹1,493) or 1-on-1 Mentorship with Avinash Sir.

Question Specifications & Syllabus Mapping

Examination & YearUPSC Civil Services Preliminary Examination 2013 (Q190)
Paper & Marking SchemeGS Paper I • 2 Marks (-0.66 Negative for incorrect response)
Syllabus Subject & TopicIndian Economy → Indian Economic Planning & Growth
Official Answer KeyOption (D) — 1, 2, 3 and 4

Related & Repeated Prelims PYQs (16)

Questions from other UPSC Prelims years testing the same or closely linked concept.

View Cluster in 3D Graph
2001 • Q20786% Match

Consider the following statements regarding Reserve Bank of India: 1. It is a banker to the Central Government 2. It formulates and administers monetary policy

Indian Economy • Banking & Financial SystemSolve
1997 • Q21185% Match

The sum of which of the following constitutes Broad Money in India? 1. Currency with the public 2. Demand deposits with banks 3. Time deposits with banks 4. Oth

Indian Economy • Banking & Financial SystemSolve
2014 • Q18585% Match

In the context of the Indian economy, which of the following is/are the purpose/purposes of ‘Statutory Reserve Requirements’? 1. To enable the Central Bank to c

Indian Economy • Indian Economic Planning & GrowthSolve
2012 • Q19285% Match

The Reserve Bank of India (RBI) acts as a bankers’ bank. This would imply which of the following? 1. Other banks retain their deposits with the RBI. 2. The RBI

Indian Economy • Banking & Financial SystemSolve
2012 • Q13284% Match

Which of the following measures would result in an increase in the money supply in the economy? 1. Purchase of government securities from the public by the Cent

Indian Economy • Indian Economic Planning & GrowthSolve
2013 • Q19183% Match

Consider the following liquid assets: 1. Demand deposits with the banks 2. Time deposits with the banks 3. Savings deposits with the banks 4. Currency The corre

Indian Economy • Indian Economic Planning & GrowthSolve
2011 • Q19782% Match

Microfinance is the provision of financial services to people of low-income groups. This includes both the consumers and the self-employed. The service/services

Indian Economy • Banking & Financial SystemSolve
2023 • Q14282% Match

Which one of the following activities of the Reserve Bank of India is considered to be part of ‘sterilization’?

Indian Economy • Banking & Financial SystemSolve
2015 • Q18281% Match

With reference to Indian economy, consider the following: 1. Bank rate 2. Open market operations 3. Public debt 4. Public Revenue Which of the above is/are comp

Indian Economy • Indian Economic Planning & GrowthSolve
2021 • Q15081% Match

With reference to ‘Urban Cooperative Banks’ in India consider the following statements: 1. They are supervised and regulated by local boards set up by the State

Indian Economy • Banking & Financial SystemSolve
2021 • Q14981% Match

Consider the following statements: 1. The Governor of the Reserve bank of India (RBI) is appointed by the Central Government. 2. Certain provisions in the Cons

Indian Economy • Banking & Financial SystemSolve
2022 • Q30480% Match

Which of the following activities constitute a real sector in the economy? 1. Farmers harvesting their crops 2. Textile mills converting raw cotton into fabrics

Indian Economy • Indian Economic Planning & GrowthSolve
2010 • Q37480% Match

Consider the following statements: The functions of commercial banks in India include: 1. Purchase and sale of shares and securities on behalf of customers 2. A

Indian Economy • Banking & Financial SystemSolve
2016 • Q17780% Match

The term ‘Core Banking Solution’ is sometimes seen in the news. Which of the following statements best describes/describe this term? 1. It is a network of a ban

Indian Economy • Banking & Financial SystemSolve
2020 • Q15580% Match

If the RBI decides to adopt an expansionist monetary policy, which of the following would it not do? 1. Cut and optimise the Statutory Liquidity Ratio 2. Increa

Indian Economy • Banking & Financial SystemSolve
2021 • Q15180% Match

In India, the central bank’s function as the ‘lender of last resort’ usually refers to which of the following? 1. Lending to trade and industry bodies when they

Indian Economy • Banking & Financial SystemSolve

More PYQs from Indian Economy (Indian Economic Planning & Growth)

Master the Indian Economy syllabus cluster by practicing these related previous year questions.

View All Indian Economy PYQs
2016 • Q77Indian Economic Planning & Growth

What is/are the purpose/purposes of ‘District Mineral Foundations’ in India? 1. Promoting mineral exploration activities in mineral-rich districts 2.

Indian EconomyPractice
2016 • Q178Indian Economic Planning & Growth

What is/are the purpose/purposes of the Marginal Cost of the Fund-Based Lending Rate (MCLR) announced by RBI? 1. These guidelines help improve the tra

Indian EconomyPractice
2015 • Q78Indian Economic Planning & Growth

With reference to the Indian Renewable Energy Development Agency Limited (IREDA), which of the following statements is/are correct? 1. It is a Public

Indian EconomyPractice
2015 • Q179Indian Economic Planning & Growth

‘Pradhan Mantri Jan-Dhan Yojana’ has been launched for:

Indian EconomyPractice
2015 • Q180Indian Economic Planning & Growth

When the Reserve Bank of India reduces the Statutory Liquidity Ratio by 50 basis points, which of the following is likely to happen?

Indian EconomyPractice
2015 • Q181Indian Economic Planning & Growth

‘Basel III Accord’ or simply ‘Basel III’ often seen in the new, seeks to:

Indian EconomyPractice
2015 • Q266Indian Economic Planning & Growth

With reference to Indian economy, consider the following statements: 1. The rate of growth of Real Gross Domestic Product has steadily increased in th

Indian EconomyPractice
2015 • Q267Indian Economic Planning & Growth

There has been a persistent deficit budget year after year. Which of the following actions can be taken by the government to reduce the deficit? 1. Re

Indian EconomyPractice

Frequently Asked Questions — UPSC Prelims 2013 Q190

What is the official answer for UPSC Prelims 2013 GS Paper I Question 190 (Indian Economy)?

The official UPSC answer key for this 2013 Indian Economy (Indian Economic Planning & Growth) question is Option (D): "1, 2, 3 and 4". Correct attempts carry 2 Marks with -0.66 Negative penalty for wrong answers.

Which UPSC Prelims syllabus topic does this 2013 question belong to?

This question belongs to GS Paper I under the subject "Indian Economy" and micro-topic "Indian Economic Planning & Growth". You can explore all repeated questions from Indian Economic Planning & Growth in Acme AI's 3D Prelims PYQ Realm or practice 50 full-length and sectional tests in the APT Prelims Test Series.

How can I solve this Indian Economic Planning & Growth UPSC Prelims question using option elimination?

To solve Indian Economic Planning & Growth questions in UPSC Prelims, identify extreme modifiers, verify core NCERT conceptual definitions, and eliminate mutually contradictory statement pairs before locking your final option.

Beyond Previous Year Questions

Structured Prelims Practice & Mentorship

Pair previous year question analysis with full-length simulated mock tests and 1-on-1 faculty guidance.

APT 2027 • 50 Prelims Tests17% OFF

Acme Prelims Test Series (APT)

Built to eliminate 1/3rd negative marking losses and 50–50 option traps through structured simulation and NCERT-backed keys.

  • 50 High-Yield Tests: Subject Sectionals, Current Affairs, CSAT Paper II & Full-Length Simulators
  • 1/3rd Penalty & Trap Analytics: Identify whether marks are lost to over-attempting or conceptual gaps
  • Option-by-Option NCERT Keys: Detailed distractor analysis and elimination logic for every question
  • Custom PDF-to-Mock Generator: Convert your revision notes or current affairs PDFs into practice tests
Complete 50-Test Package
₹1,493₹1,799• Valid till Prelims 2027
1-on-1 Personal MentorshipCapped at 10 Seats

1-on-1 UPSC Mentorship with Avinash Sir

Weekly 1-on-1 strategy reviews, daily study accountability, and personalized MCQ attempt audits with an experienced UPSC mentor.

  • Weekly 1-on-1 Sessions: Direct mentorship with Avinash Sir (Former Plutus IAS Mentor, UPSC & UPPCS Mains Written)
  • APT 50-Test Series Included: Full Prelims GS1 & CSAT test series bundled at no additional cost
  • Mock Attempt & Elimination Audit: Question-by-question review to calibrate your risk and attempt accuracy
  • Prelims & Integrated Tracks: Available as dedicated Prelims mentorship or end-to-end Prelims + Mains guidance
Prelims & Integrated Tracks
17% OFF• Includes APT 50-Test Series