Official Answer Key & Detailed Solution
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Correct Answer: Option (C) — 1 and 3 only
Concept & Option Breakdown
Standard Reference Verified- Statement 1 is correct: WaterCredit connects microfinance institutions to communities in need, deploying micro-loans to fund household-level clean water connections and toilet installations.
- Statement 2 is incorrect: WaterCredit is an initiative created and driven by Water.org (a non-profit founded by Gary White and Matt Damon), not an initiative launched under the aegis of WHO or the World Bank.
- Statement 3 is correct: It empowers low-income households to access small, repayable loans for water and sanitation infrastructure, achieving sustainability without relying entirely on state subsidies.
Be wary of international agency attribution traps. UPSC frequently pairs specialized non-profit initiatives with major multilateral bodies (like WHO or the World Bank) to create false statements.
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